Put It On Lay-Buy

PUT IT ON LAY-BUY is an easy way to pay for the items you want!

The down payment is a minimum of 30% of your total order. You will have 3 months to pay for your order. You can pay sooner if you would like. If you need more time to pay for your order than we might be able to work something out just be sure to email us at hootandnannycustmerservice@gmail.com

Terms and Conditions: PUT IT ON LAY-BUY

Lay-buy Terms, Agreements and Contract

The following principles below therefore make up the Terms & Conditions for any Lay-Buy contract and related transactions entered into. This applies to all and any lay-buy contract template utilized by both the vendor or consumer:

Record of Payment
A record of payments transaction history will always be available for both the merchant and buyer, recording all amounts paid to-date and the date and value of all future pending payments as per your agreed lay-by policy.

Cancellation of Lay-Buy by Seller
The buyer may not cancel their Lay-Buy agreement form at any time prior to delivery of products.
Cancellation of Lay-Buy by Seller

The seller under a Lay-Buy must not cancel it unless –
a) The buyer breaches a term of the Lay-Buy; or
b) The seller stops trading; or
c) The products are no longer available

Cancellation on breach by Buyer
If a buyer has breached a term of a Lay-Buy and seller intends to cancel the Lay-Buy, before doing so seller must –
a) Give the buyer notice of seller’s intention to cancel the Lay-Buy; and
b) Allow the buyer at least 7 days within which to rectify the breach; and
c) The notice to be given has to be: 1.) in writing, sent to the buyer’s last known address, or, if the buyer so agrees, orally; and
2.) must specify the breach of the Lay-Buy for which the Lay-Buy is being cancelled; and
3.) must state the time within which the buyer must rectify the breach;
4.) must state the matters listed per below:* the purchase price of the products;
* all cancellation charges payable under the agreement; and
* the total amount paid under the Lay-Buy;
* any amount owing to either the buyer or seller under the terms of the Lay-Buy on the cancellation of the Lay-Buy.The Lay-Buy is cancelled at the end of the period specified in the notice unless the buyer rectifies the breach before then or Seller agrees not to cancel it.

Cancellation where products not available
If the products are no longer available, Seller must cancel the Lay-Buy and refund all monies to the buyer.

Banking Charges back Fees
The seller shall be entitled to pass-on to the buyer all charge back fees received by any given bank for any given customer charge back from any given Lay-Buy deal.

Service Fee
Lay-Buy Financial Solutions Pty Ltd trading charges an admin fee, which is a once-off 1.9% of the total order value at checkout. The buyer will pay this amount to Lay-Buy at checkout at time of paying the down payment. This fee is an admin fee and is therefore not refundable.

Lay-Buy Reporting
Seller shall have reporting in place for all Lay-Buy deals covering Down Payment made, Lay-Buy period, Frequency of payments required, Payment amount required per installment; and a full record of all payments made to-date (amount and date on which made).

The seller will only dispatch the buyer product/s after receiving the final installment payment for all Lay-Buy deals.

14.1   This Agreement shall be binding upon, inure to the benefit of, and be enforceable by the representatives, successors and assigns of the parties hereto.
14.2   This Agreement may be amended only by a written instrument duly executed by all parties hereto.
14.3   The parties hereby represent and warrant that each of them has full legal right, power and authority to enter into this Agreement and to carry out its obligations hereunder.
14.4   This Agreement may be executed simultaneously in one or more counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
14.5   Article headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement.